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As of June 12, 2025, the 30-year fixed-rate mortgage averaged 6.84%, down slightly from 6.85% the previous week and 6.95% a year ago.
The 15-year fixed-rate mortgage fell to 5.97%, compared to 5.99% last week and 6.17% one year earlier.
Both mortgage rates show a gradual decline year-over-year, offering modest relief for borrowers.
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